Refund Policy

Effective Date: 4/21/25
Last Updated: 4/21/25

At Smart Property Finance, we are currently focused on providing free educational content, resources, guides, and lead generation services related to homebuilding, real estate, and financing. At this time, we do not sell any physical products, digital products, subscriptions, or services directly through this website.

However, should we offer paid products or services in the future, this Refund Policy will apply.

Future Refund Policy (If and When We Sell Products or Services)

If Smart Property Finance begins offering paid products, digital downloads, memberships, consulting services, or other purchasable items in the future, our refund policy will be as follows:

1. Digital Products

Due to the nature of digital products (e.g., eBooks, templates, downloads), all sales are final once the product is delivered or accessed. No refunds will be issued unless otherwise specified in the product description.

2. Consulting or Service-Based Products

Refunds for service-based offerings (e.g., coaching, consulting, or digital services) will be reviewed on a case-by-case basis. Any refund request must be submitted in writing within 7 days of purchase. Approval is not guaranteed and may be subject to deductions for time already spent or services already rendered.

3. Physical Products

If physical products are ever offered, a 14-day return window will apply from the date of delivery. Products must be returned unused, in original packaging, and in resellable condition. Shipping fees are non-refundable and return shipping is the buyer’s responsibility.

No Guarantees

Even if we begin offering paid products or services, [Your Website Name] makes no guarantees of specific results. All products, resources, and services are designed to offer education, value, or support — not outcomes.